How Open Banking Is Transforming Personal Finance in Kenya
Open banking allows third-party apps to securely access your financial data to offer personalised services. Kenya is adopting this model — here is what it means for your money and privacy.
Stories by Paul Nyongesa
189 articlesBuy Now Pay Later (BNPL) in Kenya: Lipa Mdogo Mdogo and Its Financial Implications
Buy Now Pay Later services are growing fast in Kenya. This guide explains how BNPL works, which platforms offer it, the true cost, and the financial risks of using it carelessly.
Robo-Advisors and AI Investment Tools in Kenya: The Future of Wealth Management
Artificial intelligence is entering Kenya's investment space. This guide explores robo-advisory platforms, AI-powered budgeting tools, and how technology is democratizing wealth management.
Digital Wallets in Kenya 2026: Beyond M-Pesa — What Else Is Available?
M-Pesa dominates, but Kenya has a growing range of digital wallet options. This guide covers Airtel Money, T-Kash, PayPal Kenya, and emerging wallet platforms with a feature comparison.
Insurtech in Kenya: How Technology Is Changing Insurance Access for Millions
Insurtech companies are disrupting traditional insurance in Kenya with micro-insurance, pay-as-you-go products, and mobile-first platforms. Meet the startups transforming financial protection.
Savings Apps in Kenya 2026: Chumz, Eneza, and Other Micro-Saving Platforms Reviewed
Micro-savings apps are making it easier for young Kenyans to save consistently. This review covers Chumz, Eneza Savings, and other apps — features, interest rates, safety, and usability.
Flutterwave, Pesapal, and DPO: Kenya’s Online Payment Gateways Compared
Choosing the right payment gateway is critical for Kenyan online businesses. This guide compares Flutterwave, Pesapal, DPO Pay, and Stripe Kenya on fees, ease of use, and integrations.
M-Akiba: How to Invest in Kenya Government Bonds via M-Pesa
M-Akiba allows Kenyans to invest in government bonds with as little as Ksh 3,000 through M-Pesa. This step-by-step guide covers registration, investing, returns, and withdrawal.
Best Fintech Apps in Kenya 2026: Save, Invest, and Manage Money from Your Phone
Kenya's fintech ecosystem is world-class. This guide reviews the best apps for saving, investing, sending money, and managing budgets — all from your smartphone in 2026.
How to Avoid Predatory Lenders and Loan Scams in Kenya
Illegal lenders and loan scams are rampant in Kenya. This guide helps you identify legitimate lenders, spot red flags of fraud, and protect yourself from financial exploitation.